Learning how to save money and live a little at the same time is a challenge for all but the people who are above the median income. This means that a lot of people have found ways to do this. We can draw on their experiences.
There are many people who clip coupons and pay very little for their groceries. Coupons are everywhere; they are available online, in the newspapers, in various advertising booklets delivered to your mailbox, and in the grocery stores. Look for auto maintenance coupons.
You can also look for restaurants that have coupons available or early bird specials. This is a nice way to go out for dinner without breaking the bank.
Shop Second Hand Stores
Shop for casual clothing and children’s clothing at the second hand stores where nice clothing can be purchased for a fraction of the original costs. Many people pass this opportunity up, but the economy is beginning to demand that families take advantage of such alternatives.
Second hand furniture stores are inexpensive and they carry a nice variety of good quality furniture as well – I’d consider trying them out!
Find Reasonable Insurance
Shop for car and home insurance by carefully reviewing the policies offered online. Life insurance is as inexpensive as it has ever been if you shop the right online companies.
Don’t Buy Brand Name
Look for vitamins and other over-the-counter medications that carry the store brand name rather than the manufacturer’s name. These offer a big savings.
Find Cheap Vacations
Vacations can be fun if you rent a pop-up camping trailer and head to the wilds for a week. This is an inexpensive get-away and very relaxing. The kids will enjoy a different outdoor experience. If the budget allows, then rent a cottage on or near a lake.
If you have a little more money search the internet for a really cheap airfare to anywhere. The family will enjoy getting away to a place they have never been to. The $35 fares will take you to some nice places and once you are there look at the hotel board in the airport for a place to stay that has a pool and free breakfast.
The old adage remains true: Pay yourself first. Have savings money taken from your paycheck and put away. Live on the rest. It works.
Bio: Dave writes for CashWire.com, a leading provider of fast payday loans, enjoys writing about finance and how they can earn financial freedom.