These days a lot of us don’t carry cash. With credit cards, debit cards and cash machines, there just isn’t the necessity any more. But of course not carrying cash can have its disadvantages. How many times have you driven up to a car wash without thinking, only to find it is cash only? And of course by that time you are in the middle of the queue and have to do a 3-point turn to get out! Embarrassing? Well yes just a little!
Times have changed so quickly and so dramatically. Not many years ago our parents would have used only cash and frowned upon using credit. Buying things on HP was just not the done thing and people that used it to buy large items like cars etc. would soon be talked about by the nosey neighbours! But now, with ‘cash in a flash’ and cash point machines located on every street corner, it just isn’t as essential as it used to be to have a bulging wallet or jacket pocket full of notes.
But of course all good things have a downside, and what if you are cashless and out on the town and find you have lost or forgotten your credit card? Or maybe in the middle of a business meeting and waiting to pick up the tab for the client lunches? Well what then?
Luckily there are companies on the internet who can help. As long as you have access to their website via computer or APP on your mobile, the panic is soon over? But how can this be you must be thinking? Well companies like Wonga.com have developed a fantastically fast payday loan process. And by short term we really do mean that. Here you are talking about days, not months and no more than £400. But this amount should be ample to tide most people over who are temporarily cashless. All you do is log in (if you have already registered) choose how much you want and how long for and hey presto, your money is in your bank literally within minutes.
Even if you haven’t used the site before, simply fill in some very basic details which will take only a few minutes and you are on your way. You will get a message to say that your money has been sent to your chosen account. If you use internet banking, then you will also likely get a message from your bank to say your account is now in credit! How cool is that.
All you have to do now is make your way to the closest cashpoint machine and your embarrassment is over. No washing dishes in the restaurant, no having to beg steal or borrow cash from colleagues, your worries are over.
Used wisely, these types of fast loans can be a plus rather than a negative. They are only meant to be used in emergency situations and because the pay back date is set in stone, you will not build up a huge debt and then forget about it. Pay back the loan in a few days and you are sorted!